
I love Dave Ramsey!
For those of you who've never heard of this guy, he's a finacial advisor and he's fabulous!!! Aaron introduced me to his radio program (570 am M-F 7-10 pm) last September. After listening to his program for just one night, I was hooked and had to buy his book. His program always begins by him saying, "This is where debt is dumb, cash is king, and the paid off mortgage has taken place of the BMW as the status symbol of choice." One of my favorite parts of his program is when he has people call in after they've become completely debt free. Although, we aren't to this place yet, we are agressively pursuing and winning! I get so emotional when I hear some of the callers tell their story and hear their sacrifice to overcome this bondage. It's sooooo inspiring! Dave preaches "7 baby steps" to get out of debt. They include:
1. Get $1000 emergency fund fast.
2. Pay off all debt except house (including: credit cards, cars, student loans, etc.)
3. Increase emergency fund to 3 - 6 months expenses.
4. Put 15% of your income into retirement.
5. Fund your kids college education.
6. Pay off your home mortgage.
7. GIVE, GIVE, GIVE!
It feels so good to be living on a budget and to be working on this together. We've never been so excited about anything. The work that goes into is motivating and humbling. Honestly, we are so grateful to Dave for sharing his wisdom and teaching us how to become debt free once and for all!
Any other Dave fans out there?




